Q.  How long after an accident can I wait in order to conclude a settlement or start legal proceedings?
A.  In B.C., you are allowed to start an action up to two years from the date of an accident, though in the case of a hit and run claim you must give written notice of your intent to claim within six months and then commence your action within two years of the date of an accident. If your action is outside the province or your claim relates to no fault accident benefits, a claim by a minor or relates to an accident out of the province, please contact a lawyer for further detailed advice.

Q.  Is the amount that ICBC is offering to me in order to settle my claim reasonable?
A.  It depends. Damages are awarded by a court depending on similarity to previously decided cases and settlements are negotiated on the basis of what would happen in court, so you need to talk to a lawyer and provide detailed information about your injuries including copies of any medical and income loss documents you may have in order to obtain an opinion.

Q.  If I wasn't wearing a seatbelt or was driving too fast, will I be able to claim damages?
A.  Yes, provided the other driver was negligent, you will be able to recover damages but if your actions contributed to the accident or your injuries, you should expect that your damages will be reduced by some percentage to reflect that; you should ask a lawyer for advice about what a reasonable amount would be under the circumstances.

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